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Groww IPO Summary
🚀 IPO: Billionbrains Garage Ventures Ltd (Groww)
💰 Issue Size: ₹6632.30 Cr
🆕 Fresh Issue: ₹1060 Cr
🏦 Offer for Sale (OFS): ₹5572 Cr
💸 Price Band: ₹95 – ₹100
📦 Lot Size: 150 Shares
🏢 Market Capitalisation: ₹61,735.97 Cr📊 Why Should You Apply (or Not)?
🔹 1. Financials
📈 Revenue Growth: 49% YoY
💵 Profit: ₹1800 Cr in FY25 (vs loss of ₹800 Cr in FY24)
👉 FY24 loss was due to a one-time tax payment🔹 2. Profitability Metrics
💹 PAT Margin: 44%
💥 Return on Net Worth (RoNW): 37.6%
> Excellent numbers for a fast-growing fintech company! ⚡🔹 3. Business Strength
👥 Active Users (NSE): 1.26 Cr (as of June 2025)
🏁 Market Share: 26%
💡 Low Customer Acquisition Cost — strong advantage in scaling⚠️ 4. Risks
📉 Offer for Sale (OFS): ₹5000+ Cr
> However, founders are not selling their shares 🙌
📊 EPS: ₹3.34 (expected to grow with scale)💰 5. Valuation
💼 Market Cap: ~₹62,000 Cr
🧮 P/E Ratio (Pre IPO): 33
📈 P/E Ratio (Post IPO): 40 (based on FY25 earnings ₹1824 Cr)> If strong revenue growth & expansion beyond broking continues, valuation looks justified 💼
📊 Showing listing gains of around 16% ✨
🔥 Strong fundamentals, impressive profitability, and solid market position make it an attractive long-term fintech play — though valuation is slightly on the higher side.
📩 Comment are you going to apply or not?!
